Annuity - AAM

Annuities

Discover a safer way to invest your money.

Comprehensive solutions to cover daily living assistance—protect your independence and peace of mind.

Fixed Annuity

Earn a guaranteed interest rate with principal protection—ideal for conservative, low-risk retirement planning.

Fixed Index Annuity

Growth tied to market indexes like the S&P 500, with downside protection and no direct market risk.

Variable Annuity

Invest in subaccounts similar to mutual funds—higher growth potential with market exposure and optional guarantees.

Annuity with Guaranteed Income

Ensure a predictable income stream for life, regardless of market performance or longevity.

中文说明固定年金与 MYGA 的保证利率、续期、退保期、免费提款、MVA、税务、收入选择及与 CD 和债券的区别。

用中文解释固定指数年金的指数计息、cap、参与率、0% floor、bonus、income rider、退保限制和产品风险。

中文说明可变年金的 subaccount、市场风险、多层费用、退保期、income rider、annuitization、死亡福利和 1035 exchange。

中文解释年金退休收入、immediate 与 deferred income、annuitization、income rider、夫妻收入、通胀、流动性和 RMD。