Medicare
Chinese original · 中文原文
什么是 Medicare Part D？处方药保险中文指南 (opens in a new tab)
中文说明 Medicare Part D 的药表、药房网络、2026 年费用、投保时间、迟延罚款、Extra Help 和年度计划比较方法。
Read in ChineseAngel Asset Management
Protect your family. Plan your future.
Life insurance, annuities, long-term care and health coverage. Clear, personal guidance in English and Chinese.
YOUR FAMILY. YOUR FUTURE.
Four priorities. One connected plan.
Family protection, retirement income, future care and health coverage, guided by your needs.
01
Life Insurance
Protect the people who depend on you.
Explore term and permanent life insurance for family protection and legacy planning.
Explore options02
Annuities
Plan for the retirement you envision.
Compare fixed and indexed annuities, income options, fees and access to your money.
Explore options03
Long-Term Care
Prepare for care, with more choices.
Understand care funding options and the differences between traditional and hybrid coverage.
Explore options04
Medical Insurance
Find coverage for your stage of life.
Explore ACA, Medicare, group, supplemental, student and travel medical coverage.
Explore optionsProducts and coverage vary by state, eligibility and insurer. Benefits, costs, limitations and guarantees depend on the policy or annuity contract.
Stay informed. Plan with confidence.
Featured Insights
Explore Medicare, ACA, life insurance and annuity planning.
Showing 6 articles
ACA / Obamacare
Chinese original · 中文原文
2027年奥巴马医疗保险有哪些变化？华人家庭的应对指南 (opens in a new tab)
2027 年 ACA 补贴资格有哪些变化？了解移民身份限制、收入门槛、补贴退还、报税核对和开放投保时间，并用一份家庭行动清单提前准备。附英文要点与官方来源。
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Life Insurance
Chinese original · 中文原文
什么是 Guaranteed Indexed Universal Life？GIUL 中文指南 (opens in a new tab)
中文解释 GIUL 的死亡赔偿保证、指数计息、0% floor、Target Premium、保证与非保证值、保单贷款和持续有效条件。
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Annuities & Retirement
Chinese original · 中文原文
固定回报年金：锁定多年利率，与银行 CD 有什么不同？ (opens in a new tab)
比较固定回报年金与银行 CD 的利率、保障来源、流动性和税务处理，结合 3 至 10 年期参考报价与十万美元复利例子，了解适合人群和选择前的问题。
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Annuities & Retirement
Chinese original · 中文原文
55岁投入10万美元，67岁起如何领取终生收入？年金案例详解 (opens in a new tab)
以55岁投入10万美元、67岁起最低保证年化收入19,257美元为例，讲清终生现金流、1.10%附加条款费用、12年退保期、非现金收入基数，以及不同市场情景下的收入和身故给付。
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ACA / Obamacare
Chinese original · 中文原文
怀孕后如何使用 Obamacare？ACA 孕产与新生儿保险指南 (opens in a new tab)
华人家庭实用指南：了解ACA孕产保障、妇产科网络、转诊、事先批准、家庭自付和新生儿登记。
Read in ChineseIndustry Updates
Product developments to inform your family’s planning.
ACA & Medicare Guidance
Explore ACA and Medicare options with bilingual enrollment guidance, plan comparisons, and checks for your doctors and medications.
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Fixed-Rate Annuity
Explore fixed-rate terms, contractual guarantees, insurer financial strength and early withdrawal conditions for your financial planning.
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Lifetime Income Annuity
Understand income-base bonuses, accumulation rules and lifetime income options, including how the income base differs from cash value.
Learn more ↗LEARN WITH ANGEL ASSET MANAGEMENT
Talks & community events
· America/New_York
2027 ACA / Medicare In-Person Information Session
455 E Eisenhower Pkwy #300, Ann Arbor, MI 48108
View event →INSURANCE EDUCATION, IN YOUR LANGUAGE
Angel Asset Management on YouTube
Explore insurance education and recorded talks. Check each video’s publication date, applicable year and current guidance.
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