Independent insurance and wealth guidance
Protect today. Build tomorrow.
Coordinate insurance, retirement income, long-term care, and wealth decisions with guidance built around your family.
- Broad comparisonOptions reviewed for fit
- Annual reviewsCoverage stays current
- English & ChineseGuidance in your language
About Angel Asset Management
Protection and wealth guidance, built around real life.
Our work sits at the intersection of risk management and wealth strategy. We help clients understand how life insurance, health coverage, disability protection, long-term care planning, annuities, and retirement income strategies can fit into a broader plan.
As an independent firm, we are not limited to one carrier or one product line. We focus on recommendations that fit your goals, budget, family situation, and stage of life.
Protect first
A sound plan starts by protecting income, family, health, property, and liquidity before chasing growth.
Plan with context
Insurance, annuities, retirement income, and wealth decisions should work together instead of living in separate boxes.
Review regularly
Life changes. We revisit coverage and planning assumptions so recommendations can stay aligned with your situation.
Meet the principal broker
David Wang
Principal Broker and Owner
David Wang leads Angel Asset Management with 10 years of experience helping clients compare insurance, protection, and retirement-income options. His work focuses on giving families, professionals, and business owners a clearer view of how coverage decisions fit into the bigger financial picture.
Clients work with David for practical guidance, careful explanations, and a relationship-driven process. He serves clients in English and Chinese and is licensed in Michigan and California.
- Experience
- 10 years
- Languages
- English and Chinese
- Licensed States
- Michigan and California
Our Services
Protection for the people, income, home, health, and future you are building.
Life Insurance
Plan today, provide tomorrow.
Permanent and term options with living benefits for family protection.
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Medical Insurance
Health costs, handled.
ACA, Medicare, group, supplemental, and travel medical coverage.
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Property & Casualty
Protect wheels & walls.
Bundled auto and homeowners policies that shield your everyday assets.
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Accident & Disability
Income you can count on.
Short- and long-term income protection for injuries and illness.
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Annuities
Guaranteed growth & income.
Fixed and indexed annuities for tax-deferred growth and income planning.
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Long-Term Care
Care coverage for life.
Coverage for home care, assisted living, nursing care, and daily support.
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Pet Insurance
Care coverage for your pets.
Pets are family. Get them covered, so you never have to hesitate when they need essential care.
Learn more ->How We Work
A clear process for protection, wealth planning, and long-term confidence.
- 1
Discover
We learn your goals, family needs, current coverage, and financial priorities.
- 2
Compare
We review suitable carriers, products, costs, benefits, and long-term tradeoffs.
- 3
Design
We connect insurance, retirement income, and wealth planning into a practical recommendation.
- 4
Protect
We help with applications, underwriting, e-signatures, and implementation details.
- 5
Review
We revisit your plan as life, income, family, and market conditions change.
More Than a Policy—A Partnership
We guide, review, and adapt your coverage for every stage of life.
Independent & Unbiased
We shop 30+ A-rated carriers so you always get the right price, never a quota.
Tailored Strategies
Coverage aligned with your age, income, and risk tolerance—never cookie-cutter.
Fast Paperless Process
E-applications, e-signatures, real-time status updates—all from your phone.
Annual Policy Reviews
Life changes; your coverage should too. We check in and adjust every year.
Multilingual Service
English and Chinese guidance in the language you prefer.
Frequently Asked Questions
Straight answers for the first conversation.
The initial consultation is a no-obligation conversation. We use it to understand your goals, answer questions, and determine whether there are coverage or planning areas worth reviewing.
Angel Asset Management provides independent guidance. That means we can compare available options across product types and carriers instead of starting from a single-company recommendation.
Bring any current policies, recent statements, major financial goals, and questions you already have. If you do not have those ready, we can still start with a simple conversation.
Yes. We can help you understand current coverage, premiums, benefits, gaps, and whether the policy still fits your stage of life.
Yes. Our guidance focuses on how protection, retirement income, long-term care, annuities, and broader financial goals fit together.
Yes. English and Chinese guidance is available so families can discuss important financial decisions more clearly.