什么是 Guaranteed Indexed Universal Life？GIUL 中文指南
中文解释 GIUL 的死亡赔偿保证、指数计息、0% floor、Target Premium、保证与非保证值、保单贷款和持续有效条件。
Life Insurance
Dive into guides, tools, and FAQs to help you choose the right life insurance coverage for your family’s future.
Life Insurance Products
Our five main life insurance products - helping you secure your future.
Indexed Universal Life
Growth with Flexibility
Cash value growth linked to a market index, tax-deferred accumulation, and flexible premiums that adapt to your needs.
Explore IUL →Term Life
Affordable Coverage for a Term
Pure death benefit protection at a low premium—ideal for mortgage, tuition, and income replacement during key years.
Explore Term Life →Whole Life
Guaranteed for Life
Lifetime coverage with guaranteed premiums and cash value accumulation—providing stability, dividends, and legacy planning.
Explore Whole Life →Guaranteed Universal Life
Universal Coverage, Guaranteed
Permanent insurance with a guaranteed premium and death benefit—lower cost than traditional whole life, with no cash-value risk.
Explore GUL →Guaranteed Indexed Universal Life
Guaranteed Growth Potential
Combines a guaranteed death benefit with indexed interest crediting—lock in market gains while protecting against downswings.
Explore GIUL →News and Articles
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混合型长期护理保险适合你吗？Hybrid LTC 决策指南
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什么是指数型万能寿险？IUL 中文完整指南
用中文解释 IUL 的指数计息、0% floor、费用、演示表、资金设计、MEC、提款、保单贷款和失效风险。
